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"STOP Buying Health Plans and START Buying Health Insurance!"
This book is a guide with the latest techniques and strategies that show you how to save thousands on your group health insurance program.
CPA's - We are approved by both the NJ & NY Boards of Accountancy to provide CE credits to CPAs on HDHP/CDHC
September 2, 2010
The New Jersey Small Employer Health (SEH) Benefits Board's recent interpretation of the participation rule will allow carriers to require 75% of eligible employees be insured with one carrier. Subsequent to the SEH's recent interpretation, Aetna will change their underwriting guidelines effective September 1, 2010. We believe other carriers will most likely adopt similar guidelines. (Click here for the SEH Advisory Bulletin)
Keep reading, there's more »Did you receive a post card from the IRS about the healthcare reform tax-credit?
Millions of small businesses will (if they have not already) receive a post card from the IRS that alerts them to the NEW Small Business Health Care Tax Credit and encourages them to check their eligibility. Even if you don't receive a postcard, your business may still be eligible.
What Is A Health Insurance Exchange? The Patient Protection and Affordable Care Act (PPACA), signed into law in March 2010 created a new mechanism for purchasing coverage called Exchanges, which are entities that will be set up in states and designed to create a more organized and competitive market for health insurance by offering a choice of health plans, establishing common rules regarding the offering and pricing of insurance, and providing information to help consumers better understand the options available to them. Initially Exchanges will serve primarily individuals purchasing insurance on their own and smaller employers; states will have the option of opening Exchanges to larger employers a few years after implementation.
Keep reading, there's more »Young Adult Dependent Coverage To Age 26
The new health care reform law requires group health plans that provide dependent coverage for children to continue to make such coverage available for an adult children, under their parents plan, until the child turns 26 years of age. The rules generally take effect for plans on their first renewal on or after September 23 of this year.
Summary & Timeline of The New Healthcare Reform Law
While the Patient Protection and Affordable Care Act (PPACA) was recently signed, the various elements of the extensive legislative change will take place over the next several years. The Kaiser Family Foundation has published a health reform timeline that provides implementation dates for key provisions. It reflects provisions in the new law and incorporates modifications to the law included in the Health Care and Education Reconciliation Act of 2010 passed by the House and the Senate.
In addition to the timeline, the Kaiser Family Foundation has also published a helpful summary of the new law, and changes made to the law by subsequent legislation, focuses on provisions to expand coverage, control healthcare costs, and improve the healthcare delivery system.
Click here to download the Kaiser Family Foundation Healthcare Reform Timeline
Click here to download the Kaiser Family Foundation Healthcare Reform Summary
Click here to download the Healthcare Reform Timeline Flowchart
The Stratford Financial Group is one of New Jersey and New York's leading insurance consulting and brokerage firms. We specialize in employee benefits such as group medical insurance, dental, life, accident, short term disability, long term disability, long-term care, vision and other group insurance programs. We have been early adopters of the strategy of consumer directed healthcare. By linking up two specific healthcare components we have been able to reduce company healthcare costs without reducing benefits or increasing employee contributions for our clients.
Get the Stratford RX card and could save 10% to 85% off the regular cost of most prescription medicine. This card can be used at more than 58,000 pharmacies nationwide. And it’s completely FREE!
Stop paying outrageous prices for prescriptions!
The Stratford Financial Group has partnered with TrustScripts to offer this free Discount Card to help you pay far less for your prescriptions. The card can be a powerful tool for high-deductible health plans helping you pay for drugs during the deductible accumulation period. There are no limits on the number of prescriptions and no age or income requirements. The POWER TO SAVE is yours.
Share with employees, family and friends
Feel free to make as many copies as you’d like for your workers, friends and family or forward this e-mail on to them. And if you belong to a non-profit group, we can provide co-branded cards and make you a hero!
Happy Savings!!!
Click here to get your free card: The Stratford Discount Drug Card
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