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      <title>Stratford</title>
      <link>http://www.stratfordlink.com/</link>
      <description></description>
      <language>en-US</language>
      <copyright>Copyright 2009</copyright>
      <lastBuildDate>Thu, 02 Jul 2009 21:55:03 +0000</lastBuildDate>
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            <item>
         <title>East Orange General Hospital Ends Contract With Horizon</title>
         <description><![CDATA[<img alt="horizonlogo.jpg" src="http://www.stratfordlink.com/horizonlogo.jpg" width="145" height="75" align=left style="margin:8px"/></a> East Orange General Hospital has terminated its hospital contract with Horizon Blue Cross Blue Shield of New Jersey. Under state law, the terms of Horizon BCBSNJ’s hospital contract with East Orange General Hospital are extended for four months through October 29, 2009 and Horizon HMO members may continue to use East Orange General Hospital as a network hospital through October 29, 2009 (prior authorization must be obtained when required).]]></description>
         <link>http://www.stratfordlink.com/2009/07/east_orange_general_hospital_e.php</link>
         <guid>http://www.stratfordlink.com/2009/07/east_orange_general_hospital_e.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Bulletin</category>
                  <category domain="http://www.sixapart.com/ns/types#category">Front</category>
                  <category domain="http://www.sixapart.com/ns/types#category">News</category>
        
        
         <pubDate>Thu, 02 Jul 2009 21:55:03 +0000</pubDate>
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            <item>
         <title>Are You Overpaying For Your Prescriptions?</title>
         <description><![CDATA[<img alt="Pills%20iStock_000002639446XSmall%5B1%5D.jpg" src="http://www.stratfordlink.com/ritter/Pills%20iStock_000002639446XSmall%5B1%5D.jpg" width="50" height="75" align=left style="margin:8px"/></a> Now you can compare prescription drug costs from pharmacy to pharmacy in your neighborhood—not just co-pays—to save money and become a better-educated health care consumer. The state has established the New Jersey Prescription Drug Retail Price Registry, which compares retail prices charged by many pharmacies for the 150 most frequently prescribed drugs. The registry enables you to find the pharmacy in your area with the lowest retail prices for a specific prescription drug.]]></description>
         <link>http://www.stratfordlink.com/2009/07/_now_you_can_compare.php</link>
         <guid>http://www.stratfordlink.com/2009/07/_now_you_can_compare.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Resource Center</category>
        
        
         <pubDate>Wed, 01 Jul 2009 14:22:34 +0000</pubDate>
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         <title>Important Announcement - Oxford Health Plans/United Healthcare and Memorial Sloan Kettering</title>
         <description><![CDATA[<img alt="2070023138_a414cc94a8_o.gif" src="http://www.stratfordlink.com/2070023138_a414cc94a8_o.gif" width="90" height="80" align=left style="margin:8px"/></a> Oxford has just released the following information in a statement to members:

As part of our commitment to providing our members with access to the best care possible we are pleased to announce that, effective July 1, 2009, Memorial Sloan-Kettering Cancer Center (MSKCC) will be added to the Oxford and United Healthcare provider networks. 

By participating in the Oxford and United Healthcare networks, members will be able to receive care at MSKCC on an in-network basis. This applies to Oxford and United Healthcare members with Freedom and Liberty plans. Care may be received at MSKCC's facilities in New York City and its five outpatient facilities on Long Island, in Westchester County and New Jersey. ]]></description>
         <link>http://www.stratfordlink.com/2009/06/important_announcement_oxford.php</link>
         <guid>http://www.stratfordlink.com/2009/06/important_announcement_oxford.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Front</category>
                  <category domain="http://www.sixapart.com/ns/types#category">News</category>
                  <category domain="http://www.sixapart.com/ns/types#category">Resource Center</category>
        
        
         <pubDate>Wed, 24 Jun 2009 21:03:56 +0000</pubDate>
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            <item>
         <title>Blue Cross Test</title>
         <description>Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis nisl ut aliquip ex ea commodo consequat. Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent luptatum zzril delenit augue duis dolore te feugait nulla facilisi.</description>
         <link>http://www.stratfordlink.com/2009/06/blue_cross_test.php</link>
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                  <category domain="http://www.sixapart.com/ns/types#category">Blue Cross</category>
        
        
         <pubDate>Fri, 19 Jun 2009 01:22:46 +0000</pubDate>
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         <title>Horizon Test</title>
         <description>Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis nisl ut aliquip ex ea commodo consequat. Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent luptatum zzril delenit augue duis dolore te feugait nulla facilisi.</description>
         <link>http://www.stratfordlink.com/2009/06/horizon_test.php</link>
         <guid>http://www.stratfordlink.com/2009/06/horizon_test.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Horizon</category>
        
        
         <pubDate>Fri, 19 Jun 2009 00:49:03 +0000</pubDate>
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            <item>
         <title>Government Resources</title>
         <description><![CDATA[<ul><LI> <a href="http://www.medicare.gov">Medicare - The Official Website</a>
<LI> <a href="http://www.cms.hhs.gov/">Centers for Medicare and Medicaid Services</a>
<LI> <a href="http://lwd.dol.state.nj.us/labor/tdi/content/faq.html">NJ Temporary Disability Benefits - Q&A</a> - <a href="http://www.stratfordlink.com/NJ%20TDB%20Claim%20Form.pdf">Click here to down load the NJ TDB claim form</a>
<LI> <a href="http://lwd.dol.state.nj.us/labor/fli/fliindex.html">NJ Paid Leave Information</a>
<LI> <a href="https://www6.state.nj.us/LPSCA_DRUG/150.jsp">New Jersey Prescription Drug Price Registry</a>
<LI> <a href="http://www.state.nj.us/dobi/index.html">NJ Department of Insurance Website</a> - <a href="http://www.stratfordlink.com/NJ%20DOI%20Complaint%20From.pdf">Click here to down load the Complaint Form</a>
<LI> <a href="http://www.ins.state.ny.us/">NY Department of Insurance</a> - <a href="https://awebproxyprd.ins.state.ny.us/onepage/StartForm.jsp?link=/ciims_forms/StartForm.jsp">File Complaint On Line</a>
<LI> <a href="http://www.ins.state.pa.us/ins/site/default.asp">PA Department of Insurance</a> - <a href="https://www.insurance.state.pa.us/dsf/complaintform.html">File Complaint On Line</a></li></ul>]]></description>
         <link>http://www.stratfordlink.com/2009/05/government_resources_11.php</link>
         <guid>http://www.stratfordlink.com/2009/05/government_resources_11.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Resource Center</category>
        
        
         <pubDate>Thu, 21 May 2009 23:31:32 +0000</pubDate>
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            <item>
         <title>SUCCESS!</title>
         <description><![CDATA[<em><strong>I received a check for $865 from Englewood Hospital.? Case closed!</strong></em>
Thank you for speaking to them on my behalf, as well as getting back to me about your progress with both Healthnet and Englewood Hospital. It's good to know I can contact you if I can't resolve my insurance and/or medical provider issues on my own (though I hope I don't have to keep bugging you.)

Best,

Laurie ]]></description>
         <link>http://www.stratfordlink.com/2009/05/success.php</link>
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                  <category domain="http://www.sixapart.com/ns/types#category">Testimonials</category>
        
        
         <pubDate>Thu, 21 May 2009 17:40:59 +0000</pubDate>
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         <title>The Stratford Financial Group</title>
         <description>The Stratford Financial Group is one of New Jersey and New York&apos;s leading insurance consulting and brokerage firms. We specialize in employee benefits such as group medical insurance, dental, life, accident, short term disability, long term disability, long-term care, vision and other group insurance programs. We have been early adopters of the strategy of consumer directed healthcare. By linking up two specific healthcare components we have been able to reduce company healthcare costs without reducing benefits or increasing employee contributions for our clients. 


</description>
         <link>http://www.stratfordlink.com/2009/05/the_stratford_financial_group.php</link>
         <guid>http://www.stratfordlink.com/2009/05/the_stratford_financial_group.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Front</category>
        
        
         <pubDate>Wed, 20 May 2009 16:08:19 +0000</pubDate>
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         <title>Help Stratford support the Resource Center for Women and Their Families</title>
         <description><![CDATA[<a href="http://www.rcwtf.org"><strong>The Resource Center for Women and Their Families</strong></a> Since its founding, The Stratford Financial Group has been committed to helping non-profit groups-not just by saving them money on health care but by getting behind their causes. No organization is more worthy than the Resource Center for Women and Their Families, which for 30 years has been sheltering women, children and men who are victims of domestic violence in Somerset County. In 2008, this group answered more than 3,000 calls and provided 5,000 hours of counseling and case management.]]></description>
         <link>http://www.stratfordlink.com/2009/05/since_its_founding_the_stratfo.php</link>
         <guid>http://www.stratfordlink.com/2009/05/since_its_founding_the_stratfo.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Front</category>
                  <category domain="http://www.sixapart.com/ns/types#category">What Really Matters</category>
        
        
         <pubDate>Sun, 17 May 2009 17:47:51 +0000</pubDate>
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         <title>Federal Stimulus for New Jersey Groups Not Subject to COBRA</title>
         <description><![CDATA[<strong>Application of the Group Coverage Continuation Subsidy to Persons Who Worked for New Jersey Small Employers</strong>

On February 17, 2009, President Barack Obama signed the American Recovery and Reinvestment Act of 2009 (ARRA), commonly called the Stimulus Plan.  ARRA provides for premium reductions and additional election opportunities for health benefits under Federal continuation, commonly called COBRA.  Eligible individuals pay only 35% of the COBRA premium and the remaining 65% is reimbursed to the coverage provider (such as an insurance company or HMO or other plan) through a tax credit.  The premium reduction applies to periods of health coverage beginning on or after February 17, 2009 and lasts for up to nine months.]]></description>
         <link>http://www.stratfordlink.com/2009/05/federal_stimulus_for_new_jerse.php</link>
         <guid>http://www.stratfordlink.com/2009/05/federal_stimulus_for_new_jerse.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">Front</category>
                  <category domain="http://www.sixapart.com/ns/types#category">News</category>
        
        
         <pubDate>Wed, 06 May 2009 22:15:22 +0000</pubDate>
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         <title>Amendment to the Dependent to Age 30 (31) Continuation Benefit</title>
         <description>Effective January 1, 2009, the Dependent to Age 30 Continuation Benefit has changed to the Dependent Under 31 (DU31) Mandate. Now, dependents younger than 31 but older than the limiting age for dependent children stated in the group health benefits plan will be permitted to elect continued coverage if the required criteria is met.</description>
         <link>http://www.stratfordlink.com/2009/05/amendment_to_the_dependent_to.php</link>
         <guid>http://www.stratfordlink.com/2009/05/amendment_to_the_dependent_to.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">News</category>
        
        
         <pubDate>Wed, 06 May 2009 16:22:50 +0000</pubDate>
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         <title>IMPORTANT UPDATE FOR AETNA CLIENTS WITH 19 OR FEWER EMPLOYEES</title>
         <description><![CDATA[<strong>State Continuation Updates:</strong>

As you may be aware, the American Recovery and Reinvestment Act of 2009 (ARRA) provides for a 65-percent subsidy on federal COBRA and COBRA-comparable state continuation premiums for certain assistance eligible individuals (AEIs) for up to nine months. This results in significant changes in how employers who maintain group health plans administer their COBRA or COBRA-comparable sate continuation programs.]]></description>
         <link>http://www.stratfordlink.com/2009/05/important_update_for_aetna_cli.php</link>
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                  <category domain="http://www.sixapart.com/ns/types#category">News</category>
        
        
         <pubDate>Wed, 06 May 2009 14:49:59 +0000</pubDate>
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         <title>Horizon Blue Cross NJ Brief Notes 5.5.09 Applies to: Small Employer Market 2 to 50 employees</title>
         <description><![CDATA[<u><strong>Tips to help your groups submit timely payments to avoid terminations
for nonpayment</strong></u>
Recently there has been an increase in the number of small group accounts making late payments to Horizon Blue Cross Blue Shield of New Jersey, causing termination for nonpayment of their premiums. Terminated accounts must then request reinstatement, which affects their ability to obtain health care services and creates additional costly administrative tasks.]]></description>
         <link>http://www.stratfordlink.com/2009/05/applies_to_small_employer_mark.php</link>
         <guid>http://www.stratfordlink.com/2009/05/applies_to_small_employer_mark.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">News</category>
                  <category domain="http://www.sixapart.com/ns/types#category">Newsletter</category>
        
        
         <pubDate>Tue, 05 May 2009 23:48:21 +0000</pubDate>
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         <title>Horizon Blue Cross NJ Brief Notes 5.5.09 Applies to: All Size Markets</title>
         <description><![CDATA[<strong>Horizon Blue Cross Blue Shield of New Jersey, Bon Secours Community Hospital and St. Anthony Community Hospital Sign Long-term Contracts</strong>
Horizon Blue Cross Blue Shield of New Jersey, Bon Secours Community Hospital and St. Anthony Community Hospital have signed long-term contracts that will bring the hospitals into Horizon BCBSNJ’s network of participating hospitals as of June 1, 2009.]]></description>
         <link>http://www.stratfordlink.com/2009/05/horizon_blue_cross_blue_shield.php</link>
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                  <category domain="http://www.sixapart.com/ns/types#category">News</category>
                  <category domain="http://www.sixapart.com/ns/types#category">Newsletter</category>
        
        
         <pubDate>Tue, 05 May 2009 22:49:02 +0000</pubDate>
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         <title>Horizon Blue Cross NJ Brief Notes 5.4.09 Applies to: All Size Markets</title>
         <description><![CDATA[<strong>Horizon Blue Cross Blue Shield of New Jersey announces cost reduction initiatives to weather economic downturn</strong>
Horizon Blue Cross Blue Shield of New Jersey announced today that it has taken a number of cost reduction initiatives over the past few months, including the elimination of 253 jobs, to reduce operating expenses as a result of the continuing economic downturn. The elimination of jobs affects 170 employees, who were notified today. The remaining 83 jobs being eliminated are open positions that will not be filled.]]></description>
         <link>http://www.stratfordlink.com/2009/05/horizon_brief_notes_5409.php</link>
         <guid>http://www.stratfordlink.com/2009/05/horizon_brief_notes_5409.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">News</category>
                  <category domain="http://www.sixapart.com/ns/types#category">Newsletter</category>
        
        
         <pubDate>Mon, 04 May 2009 23:28:25 +0000</pubDate>
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